Health Insurance (ACA)

Health Insurance (ACA)

The Patient Protection and Affordable Care Act, also the Affordable Care Act or colloquially known as Obamacare, Investments. Get Matched with 20+ Featured ACA Plans. Choose Your Deductible, Coverage, Co-Pays, and Get Customized Plan Recommendations.

What Is the ACA Health Insurance Marketplace?

The Health Insurance Marketplace is a platform that offers insurance plans to individuals, families, and small businesses. The Affordable Care Act (ACA) established the Marketplace as a means to extend health insurance coverage to millions of uninsured Americans. Many states offer their own marketplaces, while the federal government manages an exchange open to residents of other states.
Key Takeaways

  • The Health Insurance Marketplace is a gateway for individuals, families, and small businesses to access health insurance.
  • It was created following the passage of the Affordable Care Act.
  • The Marketplace is available to those who don’t have access to health insurance through employer-sponsored plans.
  • The Marketplace enables various insurers to compete for customers by offering a variety of plans based on cost and need.
  • A number of states have marketplaces and the federal government has an exchange available for residents of the states that don’t have their own.

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